Fees are as published on each vendor's site. Every Stripe-based tool also pays Stripe's processing.
01Arcalotl
We built thisRole-based subscription tiers inside your server, not invite-link gating. Arcalotl handles billing, dunning, cancel saves, and term optimization natively in chat.
$0/mo + 2% transaction fee. Standard Stripe processing fees (2.9% + $0.30) apply on top.
Strengths- No monthly fee
- Native in-chat purchases
- Automated dunning/recovery
- Cancel save offers
- Term optimization (annual upsell)
- Discord, Fluxer, Telegram, and Stoat live; Root planned
- Optional public storefront
Limits- No PayPal support
- No external product catalog
- No marketplace discovery
02Upgrade.chat
Discord payment bot with Stripe and PayPal support for both one-time and recurring payments with automatic role assignment.
Free tier with ~5% fees. Paid tiers reduce to ~2-3% (Competitor pricing as of May 2026, verify current rates.)
Strengths- Supports PayPal and Stripe
- One-time and recurring payments
- Direct Discord integration
- No monthly fee on starter plan
Limits- No dunning or revenue recovery
- No cancel save offers
- Limited analytics
- No term optimization
03Whop
External storefront platform for digital products, courses, and community access with built-in affiliate tools and analytics.
Free tier + 5.7% transaction fee. Premium plans reduce fees (Competitor pricing as of May 2026, verify current rates.)
Strengths- Full storefront with product pages
- Supports digital products and courses
- Built-in affiliate system
- Good analytics dashboard
Limits- High monthly fees
- External checkout flow
- No dunning or revenue recovery
- Members need Whop accounts
04MEE6
Popular all-in-one Discord bot with moderation, leveling, and basic paid roles. Simple monetization for communities already using MEE6.
$11.95/mo + 5% per transaction (Competitor pricing as of May 2026, verify current rates.)
Strengths- All-in-one bot (moderation + monetization)
- Large user base and documentation
- Simple paid role setup
- No percentage-based fees
Limits- Monetization features are basic
- No dunning or revenue recovery
- No cancel saves
- Limited subscription management
05Sublaunch
Page builder and community access platform supporting Discord, Telegram, and WhatsApp with built-in courses and email marketing.
$99-169/mo + 3-15% transaction fee (Competitor pricing as of May 2026, verify current rates.)
Strengths- Page builder included
- Multi-platform community access
- Course and email tools
- Supports Discord, Telegram, WhatsApp
Limits- Expensive monthly fees
- High transaction fees (3-15%)
- Complex for Discord-only use
- Overkill if you just need subscriptions