Arcalotl vs Whop
Whop is a marketplace. Arcalotl is a native monetization layer built directly into your community.
Whop sends your members to an external storefront. Arcalotl keeps everything inside Discord and Stoat. No redirects, no friction.
What's different
Whop is a powerful commerce platform, but it treats Discord as a delivery mechanism, not a sales channel. Members browse a separate storefront, check out on Whop's domain, and then get invited or role-assigned. This creates friction. Every redirect is a drop-off point.
Arcalotl flips this model. Members subscribe with a slash command, check out via Stripe, and get their role instantly, all without leaving the chat. The entire purchase flow happens natively. And once they're subscribed, Arcalotl actively works to keep them: recovering failed payments, intercepting cancellations with save offers, and upselling engaged monthly subscribers to annual plans.
Whop charges a 5.7% transaction fee on its free tier, with premium plans reducing the rate. Arcalotl charges zero monthly fees: just 2% on transactions and 5% on revenue we recover for you.
Feature comparison
| Feature | Arcalotl | Whop |
|---|---|---|
Native in-chat purchases Whop uses an external storefront; Arcalotl uses slash commands | Yes | No |
Subscription management | Yes | Yes |
Role-gating on payment | Yes | Yes |
Stripe Connect (direct payouts) | Yes | Yes |
Failed payment recovery (dunning) Automated DM sequences with card update flows | Yes | No |
Cancellation save offers Dynamic offers based on cancel reason and tenure | Yes | No |
Term optimization Auto-upsell monthly subscribers to annual | Yes | No |
No monthly platform fee | Yes | No |
Multi-platform (Discord + Stoat) | Yes | No |
External storefront / marketplace Whop provides a full storefront. Arcalotl is chat-native only | No | Yes |
Digital product delivery Whop supports file delivery, courses, and apps. Arcalotl focuses on role-based access | No | Yes |
Affiliate / referral system | No | Yes |
Pricing comparison
Where Arcalotl goes further
Zero friction purchases
Members type /subscribe, check out via Stripe, and get their role. They never leave Discord. Whop requires navigating to an external storefront, creating an account, and completing checkout on a separate site.
Revenue recovery built in
Whop has no dunning sequences, no cancellation intercepts, no term optimization. When a payment fails on Whop, the member loses access. Arcalotl fights to recover every dollar.
No monthly fees
A server earning $500/mo pays $10 to Arcalotl (2%). On Whop's free tier, you'd pay $28.50 (5.7%). Premium Whop plans reduce the rate but add monthly fees. Arcalotl is cheaper for most servers.
Native multi-platform
Arcalotl works on Discord and Stoat today, with RootApp coming. Whop is primarily a web platform with Discord integration bolted on.
Frequently asked questions
Keep your members where they already are. Stop paying for a storefront they don't visit.
Zero monthly fees. Revenue recovery from day one.