Comparison

Arcalotl vs Whop

Whop is a marketplace. Arcalotl is a native monetization layer built directly into your community.

Whop sends your members to an external storefront. Arcalotl keeps everything inside Discord, with Stoat, Fluxer, and Root on the roadmap. No redirects, no friction.

What's different

Whop is a powerful commerce platform, but it treats Discord as a delivery mechanism, not a sales channel. Members browse a separate storefront, check out on Whop's domain, and then get invited or role-assigned. This creates friction. Every redirect is a drop-off point.

Arcalotl flips this model. Members subscribe with a slash command, check out via Stripe, and get their role instantly, all without leaving the chat. The entire purchase flow happens natively. And once they're subscribed, Arcalotl actively works to keep them: recovering failed payments, intercepting cancellations with save offers, and upselling engaged monthly subscribers to annual plans.

Whop is free to use and takes roughly 5.7% all-in on each sale (a 3% platform fee plus payment processing). Arcalotl charges zero monthly fees: just 2% on successful transactions.

Feature comparison

FeatureArcalotlWhop
Native in-chat purchases
Whop uses an external storefront; Arcalotl uses slash commands
Yes
No
Subscription management
Yes
Yes
Role-gating on payment
Yes
Yes
Direct payouts (Stripe Connect)
Yes
Yes
Failed payment recovery (dunning)
Automated DM sequences with card update flows
Yes
No
Cancellation save offers
Dynamic offers based on cancel reason and tenure
Yes
No
Term optimization (annual upsell)
Auto-upsell monthly subscribers to annual
Yes
No
No monthly platform fee
Yes
Yes
Multi-platform support
Discord at launch; Stoat, Fluxer, and Root on the roadmap.
Partial
No
External storefront / marketplace
Whop provides a full storefront. Arcalotl is chat-native only
No
Yes
Digital product delivery
Whop supports file delivery, courses, and apps. Arcalotl focuses on role-based access
No
Yes
Affiliate / referral system
No
Yes

Pricing comparison

Arcalotl
$0/mo. 2% transaction fee. No minimums, no setup cost. Standard Stripe processing fees (2.9% + 30¢) apply on top.
Whop
Free to use; roughly 5.7% all-in on the free tier (3% platform fee + ~2.7% + 30¢ processing). Whop removed its 30% marketplace commission in May 2025. (Competitor pricing per Whop's docs, as of May 2026.)

Where Arcalotl goes further

01

Zero friction purchases

Members type /subscribe, check out via Stripe, and get their role. They never leave Discord. Whop requires navigating to an external storefront, creating an account, and completing checkout on a separate site.

02

Revenue recovery built in

Whop has no dunning sequences, no cancellation intercepts, no term optimization. When a payment fails on Whop, the member loses access. Arcalotl fights to recover every dollar.

03

No monthly fees

A server earning $500/mo pays $10 to Arcalotl (2%) versus about $28.50 on Whop (~5.7% all-in). Both are free of monthly fees; the difference is the per-transaction rate, and Arcalotl is lower for most servers.

04

Native multi-platform

Arcalotl launches on Discord, with Stoat, Fluxer, and Root on the roadmap. Whop is primarily a web platform with Discord integration bolted on.

Frequently asked questions

Keep your members where they already are. Stop paying for a storefront they don't visit.

Zero monthly fees. Revenue recovery from day one.

Add to Discord for free
No credit card required.Cancel anytime.3-minute setup.