Fees are as published on each vendor's site. Every Stripe-based tool also pays Stripe's processing.
01Arcalotl
We built this2% transaction fee vs Patreon's 10%. No account linking, no external checkout. Members subscribe in-chat and get their role instantly, with dunning and cancel saves built in.
$0/mo + 2% transaction fee. Standard Stripe processing fees (2.9% + $0.30) apply on top.
Strengths- No monthly fee
- Native in-chat purchases
- Automated dunning/recovery
- Cancel save offers
- Term optimization (annual upsell)
- Multi-platform support (Discord, Fluxer, Telegram, and Stoat live; Root planned)
- Optional public storefront
Limits- No PayPal support
- No external product catalog
- No marketplace discovery
02Whop
External storefront for digital products and community access. Strong for creators selling courses, downloads, and memberships alongside Discord access.
Free tier + 5.7% transaction fee. Premium plans reduce fees (Competitor pricing as of May 2026, verify current rates.)
Strengths- Full storefront with product pages
- Supports digital products and courses
- Built-in affiliate system
- Good analytics dashboard
Limits- High monthly fees
- External checkout flow
- No dunning or revenue recovery
- Members need Whop accounts
03Memberful
Website membership platform with WordPress integration and email-based dunning. Designed for content creators with existing websites.
$49/mo + 4.9% transaction fee (Competitor pricing as of May 2026, verify current rates.)
Strengths- WordPress integration
- Email-based dunning
- Custom branding on checkout
- Newsletter integrations
Limits- $49/mo minimum
- 4.9% transaction fee on top
- Website-first, Discord is secondary
- Limited Discord-specific features
04MEE6
Popular all-in-one Discord bot with basic paid roles. Best for communities already using MEE6 that want simple monetization without a separate platform.
$11.95/mo + 5% per transaction (Competitor pricing as of May 2026, verify current rates.)
Strengths- All-in-one bot (moderation + monetization)
- Large user base
- Simple paid role setup
- No percentage-based fees
Limits- Monetization features are basic
- No dunning or revenue recovery
- No cancel saves
- Limited subscription management
05Ko-fi
Creator platform for tips, memberships, and product sales. Free to start with an optional 5% fee for premium features including Discord integration.
Free + optional 5% for Ko-fi Gold (Competitor pricing as of May 2026, verify current rates.)
Strengths- Free to start
- Low take rate (0-5%)
- Simple tip and membership setup
- Supports one-time and recurring payments
Limits- Limited Discord integration
- No dunning or recovery
- Basic subscription features
- Not designed for Discord-first communities