Fees are as published on each vendor's site. Every Stripe-based tool also pays Stripe's processing.
01Arcalotl
We built thisNo membership website required. Arcalotl supports Discord, Fluxer, Telegram, and Stoat, with automated dunning, and cancel saves. $0/mo vs Memberful's $49/mo.
$0/mo + 2% transaction fee. Standard Stripe processing fees (2.9% + $0.30) apply on top.
Strengths- No monthly fee
- Native in-chat purchases
- Automated dunning/recovery
- Cancel save offers
- Term optimization (annual upsell)
- Multi-platform support
- Optional public storefront
Limits- No PayPal support
- No external product catalog
- No marketplace discovery
02Patreon
Established creator platform for recurring memberships with Discord role sync via OAuth. Strong brand recognition among supporters.
10% of revenue (varies by plan) (Competitor pricing as of May 2026, verify current rates.)
Strengths- Strong brand recognition
- Built-in audience discovery
- Discord role sync via OAuth
- Supports posts, polls, and content
Limits- 10% take rate
- External checkout and account creation
- Limited Discord-specific features
- No automated dunning optimized for Discord
03Whop
External storefront for digital products and community access. Good for creators who sell courses, downloads, and memberships alongside Discord access.
Free tier + 5.7% transaction fee. Premium plans reduce fees (Competitor pricing as of May 2026, verify current rates.)
Strengths- Full storefront with product pages
- Supports digital products and courses
- Built-in affiliate system
- Good analytics dashboard
Limits- High monthly fees
- External checkout flow
- No dunning or revenue recovery
- Members need Whop accounts
04Ghost
Newsletter and membership platform for independent publishers. Beautiful built-in editor with native email newsletters and membership tiers.
$9-199/mo depending on plan (Competitor pricing as of May 2026, verify current rates.)
Strengths- Beautiful publishing platform
- Native newsletter and email
- Custom themes and branding
- Open source core
Limits- Limited Discord integration
- Primarily a publishing tool
- No Discord-specific features
- Requires a hosted website
05Substack
Newsletter platform with paid subscription support. Strong for writers building an audience through email-first content distribution.
10% of subscription revenue (Competitor pricing as of May 2026, verify current rates.)
Strengths- Free to start
- Built-in audience and discovery
- Simple newsletter setup
- Strong writer community
Limits- 10% take rate
- No Discord integration
- Newsletter-focused, not community
- Limited customization