Fees are as published on each vendor's site. Every Stripe-based tool also pays Stripe's processing.
01Arcalotl
We built thisCommunity subscription platform with $0 monthly fee. Discord, Fluxer, Telegram, and Stoat are live, and Root is planned. Automated dunning, cancel saves, and term optimization recover revenue that MEE6 lets slip away.
$0/mo + 2% transaction fee. Standard Stripe processing fees (2.9% + $0.30) apply on top.
Strengths- No monthly fee
- Native in-chat purchases
- Automated dunning/recovery
- Cancel save offers
- Term optimization (annual upsell)
- Multi-platform support (Discord, Fluxer, Telegram, and Stoat live; Root planned)
- Optional public storefront
Limits- No PayPal support
- No external product catalog
- No marketplace discovery
02Whop
External storefront platform for selling digital products, memberships, and Discord access. Strong for creators with diverse product catalogs.
Free tier + 5.7% transaction fee. Premium plans reduce fees
Strengths- Full storefront with product pages
- Supports digital products and courses
- Built-in affiliate system
- Good analytics dashboard
Limits- High monthly fees
- External checkout flow
- No dunning or revenue recovery
- Members need Whop accounts
03Upgrade.chat
Discord payment bot supporting both Stripe and PayPal for one-time purchases and subscriptions with role assignment.
Free tier with ~5% fees. Paid tiers reduce to ~2-3%
Strengths- Supports PayPal and Stripe
- One-time and recurring payments
- Direct Discord integration
- No monthly fee on starter plan
Limits- No dunning or revenue recovery
- No cancel save offers
- Limited analytics
- No term optimization
04LaunchPass
Invite-link gating platform that works across Discord, Slack, and Telegram. Simple setup for paid community access.
~$29-35/mo + 3.5% transaction fee
Strengths- Multi-platform (Discord, Slack, Telegram)
- Simple invite-link setup
- Free trial support
- Stripe integration
Limits- Monthly fee required
- Invite-link model, not native roles
- No dunning or recovery
- Limited customization
05Discord Server Subscriptions
Discord's native monetization feature allowing server owners to sell tiered subscriptions directly within the platform.
Discord takes a 10% platform fee (90/10 split)
Strengths- Fully native to Discord
- No external tools needed
- Simple setup
- Built-in payment processing
Limits- 10% platform fee (plus Apple's ~30% on iOS purchases)
- Limited to 10 tiers
- No dunning or recovery
- Limited eligibility requirements